As climate-induced losses and damages escalate in Bangladesh’s southwest coastal region, conventional relief-based responses are proving insufficient. In response, An Organization for Socio-Economic Development (AOSED) and CARE Bangladesh, with technical leadership from the Centre for Climate Justice - Bangladesh (CCJ-B), conducted a comprehensive scoping study under the Multi-Actor Partnerships on Climate and Disaster Risk Finance and Insurance (MAP CDRFI) project.
The study evaluates Bangladesh’s existing policy, financial, and institutional landscapes to establish a roadmap for pro-poor, gender-responsive, and human-rights-based CDRFI mechanisms. While concepts like CDRFI have been integrated into frameworks like the Mujib Climate Prosperity Plan (2022–2041) and the Draft National Disaster Risk Financing Strategy, significant gaps remain in local-level execution. Multi-scalar inequities, limited budget allocations for local government institutions (Union Parishads), and restricted direct funding access for vulnerable communities continue to undermine climate resilience.
To bridge these gaps, the report outlines actionable recommendations across policy integration, capacity building, and innovative financing. Key measures include aligning national frameworks with international mechanisms (such as the Loss and Damage Fund), updating sustainable finance guidelines, and establishing decentralized disaster management funds. Ultimately, the study highlights the necessity of Multi-Actor Partnerships (MAP) to design, pilot, and scale equitable CDRFI instruments, ensuring that financial solutions protect the lives and livelihoods of Bangladesh’s most climate-vulnerable coastal communities without compromising climate justice.

